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Build the Licensing Infrastructure Regulators Expect Before You File Your MTL

MTL FastTrack installs the compliance architecture that regulators expect to see before deficiency letters force you to rebuild it.

Introducing: MTL FastTrack

RayCor’s MTL FastTrack is a structured licensing-readiness framework that gives fintech startups and small community banks everything they need to file efficiently, confidently, and credibly.*

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FastTrack is regulator-facing documentation informed by real examiner feedback and developed by compliance experts who have helped dozens of fintechs navigate licensing. MTL FastTrack removes the guesswork, stands up to examiner scrutiny, and helps reduce costly deficiency cycles.

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MTL FastTrack was developed by RayCor Consulting, a compliance advisory firm that has supported dozens of fintech licensing, regulatory readiness, and compliance program implementations.

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With the Core Kit and State Add-Ons, you’ll have a clear roadmap to meeting examiner expectations without reinventing the wheel. These structured frameworks are updated regularly to reflect evolving state requirements.​​

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*Note: FastTrack covers compliance and business documentation (e.g., business plan, flow of funds, BSA Policy). Applicants must separately complete financial statements, fingerprints, and all NMLS-required forms.

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What MTL FastTrack Is

  • Licensing infrastructure

  • Structured compliance architecture

  • State-aware regulatory alignment

  • Human-informed implementation framework

What MTL FastTrack Isn't

  • Not a filing service

  • Not legal representation

  • Not generic templates

  • Not automated AI-generated policies

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WHAT
YOU
GET
WITH
MTL FASTTRACK

Core Kit: Universal Licensing Readiness Framework

  • Core compliance architecture covering AML, governance, BCP/DR, privacy, consumer protection, and operational oversight structured to meet multi-state regulatory scrutiny

  • Everything you need to demonstrate compliance and governance readiness
     

State Add-Ons

  • Targeted frameworks that address unique state-specific requirements (e.g., cybersecurity narratives, anti-fraud policies, escalation procedures)

  • Developed from examiner feedback and proven in multiple state applications

  • Updated regularly to reflect evolving regulatory expectations

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What's Not Included

  • NMLS forms, fingerprinting packets, or financial statement templates

Who is MTL FastTrack For?

Professional Female

FOUNDERS

First-time applicants who need a lean, startup-friendly package

Web Designing

BAAS PROVIDERS & ACCELERATORS

Scale portfolio licensing support without burdening your team.

Law Attorney

LAW FIRMS & CONSULTANCIES

Structured licensing infrastructure that integrates into your client delivery workflow.

Be One Step Ahead of Examiner Scrutiny

Schedule a Licensing Readiness Call to determine scope and state complexity.

Get Licensed With Efficiency

MTL FastTrack helps teams reach application-ready status faster with regulator-aligned compliance documentation and predictable cost.

a table comparing mtl fasttrack to doing paperwork yourself or using a lawfirm

Ready to File Faster?

Don’t let licensing slow your launch. With MTL FastTrack, you’ll gain the infrastructure needed to satisfy regulators and focus on growing your business.

Frequently Asked Questions

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