Website Disclaimer

Effective Date: February 28, 2025
Last Updated: October 7, 2025

1. General Disclaimer
RayCor Consulting, LLC (“RayCor,” “Company,” “we,” “us,” or “our”) provides compliance toolkits, templates, and related digital products (including but not limited to MTL FastTrack and AML Spark) (“Products”) for informational and educational purposes only. The Products are not intended to constitute legal, financial, regulatory, or compliance advice. By using this website and purchasing any Product, you acknowledge and agree to the following disclaimers.

2. No Legal, Financial, or Regulatory Advice
The content provided in our Products, including all templates, documents, guides, and materials, does not constitute legal, regulatory, financial, or professional advice. Using our Products does not create an attorney-client, consultant-client, or fiduciary relationship between you and RayCor.

Compliance requirements vary by jurisdiction, industry, and business model. You are solely responsible for reviewing, modifying, and ensuring that any Product aligns with your specific legal and regulatory obligations. Once delivered, RayCor is not responsible for any modifications, implementations, interpretations, or compliance outcomes resulting from use of the Products.

We strongly recommend consulting with a qualified attorney, compliance officer, or regulatory professional before applying the Products to your compliance program.

3. No Guarantee of Compliance or Regulatory Approval
Our Products are designed as general frameworks and do not guarantee compliance with any specific laws, regulations, or government requirements. Regulatory agencies, financial institutions, and auditors may impose additional requirements beyond what is covered in the Products. No representation is made that the templates will be accepted without modification by any regulator or third party.

4. Limitation of Liability
Our Products are provided “as is” and “as available” without warranties of any kind, express or implied. RayCor shall not be liable for any legal or regulatory actions, fines, penalties, damages, or business losses resulting from the use or misuse of the Products. Reliance on the Products is at your own risk, and you agree to hold RayCor harmless from any claims or liabilities.

5. Third-Party Links and Resources
Our website may contain links to third-party websites or resources. We do not endorse or guarantee the accuracy of any third-party information. RayCor is not responsible for any damages or losses resulting from reliance on third-party content.

6. No Endorsement or Certification
Purchasing a Product does not grant you any right to use RayCor’s name, logo, or branding in any capacity, including for promotional or marketing purposes. The purchase of a Product does not mean that RayCor has certified, endorsed, or reviewed your compliance program or business operations.

7. Delivery of Digital Products
All Products are digital-only and delivered electronically. No physical products will be shipped.

8. Updates to This Disclaimer
RayCor reserves the right to modify this Disclaimer at any time. Any changes will be posted on this page, and continued use of our website and Products constitutes acceptance of the updated Disclaimer.

9. Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising under or related to this Disclaimer shall be resolved exclusively through binding arbitration in New York, in accordance with the rules of the American Arbitration Association.

10. Contact Information
For questions regarding this Disclaimer, contact us at:
Email: info@raycorconsulting.com
Website: www.raycorconsulting.com

Website Disclaimer

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